Universal Finance provides a range of personal and business insurance solutions for you and your vehicle. We are afliated with some of the largest insurance companies in Australia to ensure your peace of mind.
We know that accidents may occur, no matter how careful you are on the road. We provide cover with a range of features and benets designed with you in mind.
Feel secure that our extended warranties provide protection in the event of a mechanical failure or defect.
In the unfortunate event that your car is deemed a total loss, Gapcover insurance will pay out the difference between the total loss settlement paid by your comprehensive insurer and the amount required to pay out your loan.
Loan Protection Insurance
In the event you cannot work due to illness, injury or involuntary unemployment, Loan Protection Insurance will pay your loan repayments. In the event of death, the insurance will pay out the remaining balance of the loan subject to policy limits.
Purchase Price Protection
Provides protection in the event your vehicle is deemed a total loss through theft, re or accident by your comprehensive insurer. Purchase Price Protection can refund the depreciation amount together with the write off amount so you can get back what you paid for the car originally.
Tyre & Rim Insurance
Tyre & Rim insurance is a simple and cost effective way to ensure your car or bike remains on the road in the event that your rims or tyres are damaged. Coverage includes:
– tyres being punctured or damaged by a pothole, kerb, nail, road debris or a blowout
– rims becoming cracked or warped by a pothole, kerb or road debris
*The insurance product or products in this document are insured or issued by Swann Insurance (Aust) Pty Ltd ABN 80 000 886 680 AFS Licence No. 238292 (Swann). The insurer of the Life and CashAssist covers is The National Mutual Life Association of Australasia Ltd ABN 72 004 020 437, AFSL 234 649 (NMLA). Swann administers these covers on behalf of NMLA and Swann’s liability is limited to the administration of the covers and the management of claims. This document may contain general nancial product advice which does not take into account your personal nancial circumstances. Please consider the relevant Product Disclosure Statement available from us or Swann before making a decision about an insurance product featured in the document.
Let's get started
We understand that you need that flexibility to insure what’s important to you, so when unexpected accidents or life events arise you know that you are fully protected. Whether it’s your motorbike, car or your family you want protected, contact us either by telephone or here online.